Group Structure and Principal Group Activities

BANK OF CYPRUS PUBLIC COMPANY LTD  Group Holding Company

Banking Services

• Bank of Cyprus Public Company Limited (Cyprus-Greece-United Kingdom- Romania)
• Mortgage Bank of Cyprus Ltd (Cyprus)
• Bank of Cyprus Australia Ltd (Australia)
• Bank of Cyprus (Channel Islands) Ltd (Guernsey)
• LLC CB 'Bank of Cyprus' (Russia)
• CB Uniastrum Bank LLC (80,0% participation) (Russia)
• OJSB "Bank of Cyprus" (99,7% participation) (Ukraine)

Hire Purchase and Leasing Services

• Bank of Cyprus Public Company Ltd (Cyprus)
• Kyprou Leasing SA (Greece)
• Kyprou Commercial SA (Greece)
• Cyprus Leasing Romania IFN SA (Romania)
• 'Cyprus Leasing' LLC (Russia)
• Uniastrum Leasing LLC (80,0% participation) (Russia)
  

Factoring Services

• Bank of Cyprus Factoring Division

Investment Banking and Investment Funds

• The Cyprus Investment and Securities Corporation Ltd (CISCO) (Cyprus)
• Kyprou Securities SA (Greece)
• BOC Ventures Ltd (Cyprus)
• Tefkros Investments Ltd (Cyprus)
• Tefkros Investments (CI) Ltd (Guernsey)

Asset Management

• Kyprou Mutual Funds Management Company (AEDAK) (Greece)
• Cytrustees Investment Public Company Ltd (49,9% participation) (Cyprus)
• Interfund Investment Plc (22,8% participation) (Cyprus)

Insurance Services

• General Insurance of Cyprus Ltd (Cyprus-Greece)
• EuroLife Ltd (Cyprus-Greece)
• Kyprou Insurance Services Ltd (Greece)

Property and Hotel Services

• Kermia Ltd (Cyprus)
• Kermia Hotels Ltd (Cyprus)
• Kermia properties and Investments Ltd (Cyprus)
• Kyprou Properties SA (Greece)
• Otherland Properties Dorobanti SRL (Romania)

Credit Card Processing and provision of credit card facilities

• JCC Payment Systems Ltd (45% participation) (Cyprus)
• Diners Club (Cyprus) Ltd (Cyprus)