Payment Account with basic features

Current Account without a limit to cover your daily needs

  • Deposit as much and whenever you wish

    Deposit and withdraw the amount you want, without any notice.

  • Automatic credit of your salary

    Your account is automatically credited with your monthly salary

  • A debit card for your transactions

    You can get a Classic Visa debit card for your daily purchases and cash withdrawals in Cyprus and abroad, 24 hours a day

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More Information

  • This account is addressed to physical persons legally residing in the European Union.

    All those eligible for this account are mentioned in detail in the relevant document issued by the Consumer Protection Service of the Ministry of Energy, Commerce and Industry. To see the relevant document click here

  • You can visit any Bank of Cyprus branch.

    • The account must be without a limit.
    • The customer cannot own more than one Payment Account with basic features in Cyprus.
    • Issue of a chequebook is not an option.
    • The account can be linked only to a Classic VISA debit card.
    • The customer cannot be a legal entity.


    • Automatic transfers from this account to others.
    • Automatic payment of loan instalments, insurance premiums etc.
    • Automatic payment of utility bills, subscriptions etc., via direct debit.
    • Through 1bank Internet Banking (ATM, internet or telephone), 24 hours a day.
    • By using your card for your purchases
    • Through ATMs in Cyprus and abroad, 24/7, for cash withdrawals.
    • If you are a 1bank subscriber, you can send instructions via 1bank secure message or via the Call Center.
    • If not a 1bank subscriber, you can visit any Bank of Cyprus branch.
    • The maximum charge is €36 per calendar year, provided that the number of transactions does not exceed 100.
    • For more than 100 transactions, the Bank’s official charges apply, as shown on the Table of Charges and Commissions in effect.
    • Beneficiaries of the Minimum Guaranteed Income (MGI) benefit with 100 free transactions without a maximum amount (€36)

    All charges are described in detail in the Fee Information Document. Find out more here

  • Lean more on our interest rates here 

  • Deposits in Bank of Cyprus Public Company Limited are protected by the Deposit Guarantee and Resolution of Credit and Other Institutions Scheme (DGS).

    Limit protection of EUR 100.000 per depositor per credit institution.

    For more information please click here


+35722128000 from abroad
Monday to Friday, 07:45 - 18:00 Saturday and Sunday 9:00 - 17:00

Find your nearest Branch

Or use one of our ATMs for your everyday transactions

A specialized officer

can get in touch with you to discuss everything you need to know about our products