How do “Settings & Daily Limits” help me in the everyday use of my card?

They allow you to enable or disable online payments with your personal card at any time. They also allow you to adjust, for a specific period, your daily purchase limit per card. Note: All personal cards are issued with online transactions enabled). Permitted limits: Maximum €30,000 (USD 36,000, GBP 27,000), minimum €1 (USD 1, GBP 1).

What duration can I set for my changes?

You can select a period from 1 to 15 calendar days. At the end of the selected duration, the daily purchase limit automatically reverts to the default amount of €15,000. At present, this functionality applies only to Purchases, with a maximum of 50 transactions per day.

Which limits can I modify?

You can adjust the card’s daily spending limit (amount), and the duration for which this limit applies (number of days). The number of daily transactions cannot be modified.

Are all card products eligible?

No, the following products are excluded: VISA Youth Culture Card JOEY (BoC Junior) Visa Prepaid (minors) Fleksy

How does the feature work for USD and GBP cards?

For cards in currencies other than Euro (USD / GBP): Limits are set in the card’s billing currency No conversion to Euro is applied

What happens if a transaction exceeds the limit I have set?

The transaction is declined You’ll receive a Card Alert (Push notification or SMS) explaining the reason for decline The message will guide you to adjust your limits via the BoC Mobile App or to contact the Call Centre or visit a branch.

Can I reset the limits to the default amounts?

Yes, you can select “Reset to default” to immediately restore your card limits to the Bank’s default amounts.

Settings & Daily Limits

Instant control and flexibility over your Card Spending

Set the maximum daily amounts you can spend using your personal card, as well as the duration of your selections, through the BoC Mobile App. With the new “Settings & Daily Limits” feature, available under “Cards”, you maintain direct control over how much you spend, whenever and for as long as you need, in just a few steps.

With the new feature, you can:

Adjust your card’s daily purchase limits,
up to a maximum of €30,000
Apply your selections
for a period of up to 15 days
Allow or block the use of your card
for online transactions
Avoid visiting a branch or contacting the Bank by phone
Benefit from the immediate application of your selections

How to set up your Card Spending Limits

Sign in to your BoC Mobile App
Select “Cards”
Choose the personal card you wish to manage
Tap “Settings & Daily Limits”
Adjust your Daily Purchase Limits and/or their Duration, and allow or block Online Payments
Enter, after reading the Disclaimer, the One-Time Password (OTP) sent to you via SMS to verify and apply your selections instantly.

More Information

They allow you to enable or disable online payments with your personal card at any time. They also allow you to adjust, for a specific period, your daily purchase limit per card.

Note: All personal cards are issued with online transactions enabled). Permitted limits: Maximum €30,000 (USD 36,000, GBP 27,000), minimum €1 (USD 1, GBP 1).
You can select a period from 1 to 15 calendar days. At the end of the selected duration, the daily purchase limit automatically reverts to the default amount of €15,000. At present, this functionality applies only to Purchases, with a maximum of 50 transactions per day.
Personal cardholders.
You can adjust the card’s daily spending limit (amount), and the duration for which this limit applies (number of days). The number of daily transactions cannot be modified.
No, the following products are excluded:
- VISA Youth Culture Card
- JOEY (BoC Junior)
- Visa Prepaid (minors)
- Fleksy
For cards in currencies other than Euro (USD / GBP):
- Limits are set in the card’s billing currency
- No conversion to Euro is applied
- The transaction is declined
- You’ll receive a Card Alert (Push notification or SMS) explaining the reason for decline
- The message will guide you to adjust your limits via the BoC Mobile App or to contact the Call Centre or visit a branch.
Yes, you can select “Reset to default” to immediately restore your card limits to the Bank’s default amounts.

Warning:

Transactions exceeding the set daily limit of a personal card will be declined.

Card transactions are subject to the Bank’s internal security limits, which may be amended from time to time. Transactions are approved provided that the amount is within the limits you have set and that sufficient available balance exists. The Bank reserves the right to revise these limits at any time in accordance with its Policies.