Introducing the Virtual Card – The card that lives on your phone

Virtual Card is here to make your online shopping safer, smarter and easier. Designed for the digital age, this card is perfect for e-commerce, subscriptions and purchases.

Why choose the Virtual Card?

  • Instant issuance

    via BoC Mobile App
  • No membership fee & 100% digital

    available only in digital form
  • Enhanced security:

    Your Virtual Card is not linked to your main bank account, giving you full control over your funds
  • Earn rewards

    Earn antamivi points for your everyday transactions at participating merchants
  • Flexible top-up:

    Load only the amount you need for secure payments, use it for multiple transactions and add it to your digital wallets (Apple Pay, Google Pay, or Garmin Pay)
Virtual

More information

  • The Virtual Card is an exclusively digital card designed for secure online shopping, subscription services and payments through digital wallets. It is not linked to your main bank account and you can transfer funds only when you want to make a purchase.

  • You can apply through the BoC Mobile App. No branch visit required.

  • All individuals over 18 years old. Available exclusively through BoC Mobile App.

  • No. The Virtual Card is 100% digital. Card details (16-digit number, expiry date, CVV) are available in the BoC Mobile App.

    1. For Online Purchases:
      Card details (16-digit number, expiry date, CVV) are available in the BoC Mobile App and can be used for your online shopping.
    2. In Digital Wallets:
      You can add the card to digital wallets such as Apple Pay, Google Pay, or Fitbit.
    3. Cash Withdrawals:
      The card cannot be used for cash withdrawals at ATMs.

  • Yes! Add your Virtual Card to your digital wallet (Apple Pay, Google Pay, Garmin, Fitbit) and pay at POS terminals.

  • The card has no membership fee.

  • Yes! Earn points through the Antamivi loyalty scheme program.

  • Transfer funds from your BoC accounts to your Virtual Card account via the Mobile App or Internet Banking.

  • They will be automatically migrated to the Virtual Card and will receive instructions on how to add it to their digital wallet. The use of the existing card remains unaffected – they can continue using it as they do today.

  • Commissions & Charges

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We currently do not offer any consumer finance service(s)/product(s),  such as loans of any nature and/or  investment services of any nature to persons in the United Kingdom. The information provided in relation to these service(s)/product(s) is neither directed at nor intended for persons in the United Kingdom and should not be acted upon by any such persons.

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