Date of appointment: 28 August 2025

Nationality: Cypriot

Experience:

Dr Andreas Kritiotis is an experienced executive and non-executive director with a strong track-record in banking, insurance and business leadership. He has extensive Non-Executive Director experience in banking and benefits from executive roles across multiple sectors, including the insurance industry.

He served as Chairman of the Board of Ancoria Bank Ltd (2019–2023) and as a Board Member of Alpha Bank (Cyprus) Ltd (2010–2019). He also held the position of Chief Executive Officer and Executive Director at Universal Life Insurance Public Co. Ltd (2012–2018) and was a Member of the Board of Governors of the Cyprus International Institute of Management.

Earlier in his career, Dr. Kritiotis was the General Manager of EuroLife Ltd (1996–2007). He also founded Cerithium Ltd, an independent consultancy firm providing strategic advice to private companies, and subsequently assumed the role of Vice President for Operations and Development at The Cyprus Institute.

Most recently, he served as a Non-Executive Director at Payabl. CY Ltd, a payments institution.

Dr Kritiotis holds a Ph.D. and MSc in Chemical Engineering from the Massachusetts Institute of Technology (MIT), where he also completed a minor in Computer Science, and a Bachelor of Science with First Class Honours in Chemical Engineering from Imperial College of Science and Technology, University of London.

External Appointment(s):

• Non-Executive Director, Payabl. CY Ltd (former)