AMOUNT OF FUNDING
Up to 80% of property value.
Stable for 3 or 5 years. After the end of the interest rate becomes floating, based on the Bank's base rate for mortgages (IPV) or Euribor 6m.
For rates and charges get informed here .
MAXIMUM PERIOD OF PAYMENT
MINIMUM PERIOD OF PAYMENT
MAXIMUM AGE BORROWER IN TERMINATION OF LOAN
Possibility of grace period up to 2 years, or repay only the interest for the first two years, in cases of loan for construction, completion or under construction property market.
low dose capability, for the first two years, equal to the interest of that period, in cases where the property has been completed.
DESIGN OF DOSES
Ability to design height and frequency of dosage for floating rate loans.
Possibility of installment payment deferral, up to 2 times per year and a total of 24 times during the loan, in case of unforeseen circumstances.
Free Annual Fee Credit Card American Express and special discounts on insurance property from General Insurance of Cyprus.
REWARD OF YOUR AFTERMATH
20% discount in the amount of 13 dose (calculated on the amount of 12 dose) in cases of variable rate loans and based on its key bank rate on mortgages (IPV).
Condition, the lack of delays for the 12 months that preceded. The discount will be repeated for the duration of the loan repayment, provided that they continue to meet the criteria.
GREEN HOUSING LOAN
Deposit 0.50% of the loan amount (maximum € 500), a credit card, in case of building energy performance certificate being Class A property.
Note: Certificates Energy efficiency class building A and B means less fuel costs and electricity and reduce carbon dioxide emissions into the atmosphere.
HOUSE BY THE "KERMIA"
Discount 0.50% in margin for house purchase cases for ownership (first home or cottage) by the company KERMIA PROPERTIES AND INVESTMENT LTD.
For details on Stay up to date rates here.