Supporting Documents for Your Application

To verify your information and evaluate your application, you’ll need to provide certain documents. These may vary depending on your details and the loan type.

Proof of Income

Employees / Pensioners

• Recent payroll
• Social insurance statement (if required)
• Pension confirmation (if applicable during the loan period)

Self-Employed

• Tax form
• Recent financial statements
• Social insurance statement or income certificate from an accountant/auditor
• VAT statements (where applicable)

Additional Income

• Social benefits: recent remittance receipts or approval documents
• Alimony: recent remittance receipts
• Rental income: title deed, rental agreement, or recent receipts
• Dividends/investments: company financial statements and accountant/auditor confirmation

Proof of Securities

Before Bank Decision

• Sale agreement
• For unfinished properties: architect/engineer certificate for cost and duration, title deed of current owner
• For completed properties: sale agreement, acceptance of offer (if purchased from a debt acquisition company)

After Bank Decision

• Energy performance certificate (Category A for Green Loans)
• Advance payment receipt (if applicable)
• Property division agreement (if relevant)
• Planning and building permits from the local authority